Seeing the empty purse, Xu Huaiqian, who originally wanted to give him the money in his hand, paused and quickly took his hand back.

Forget it.

It’s too unsafe to give it to him.

Chen Liejiu didn’t notice Xu Huaiqian’s little action. After giving the purse, he pulled Xu Huaiqian to the ox cart and pointed at the medicine boxes he had just bought, beaming with joy: “I didn’t spend it carelessly. I bought medicine for you.”

He opened a medicine box: “Originally, I wanted to go to the clinic to buy you ginseng. The doctor in the clinic looked at your pulse and said that if I bought ginseng, I would have to take something to eat with it. It’s not cost-effective.”

“Then they recommended this to me. The Baorong Pills in their clinic are also made of ginseng. It can cure your disease and it’s cheap.”

“How much?” Xu Huaiqian looked unconvinced. It’s cheap and he spent all the money?

 “Not expensive,” Chen Liejiu said generously, “10 taels of silver for a box, 60 pills in a box, one pill each morning and evening, it can last for a month.”

“As for the ginseng, I checked, the ten-year-old one costs ten taels, and the key is that one is less than a few taels, and it will be gone after a few boils. It’s better to buy this Baorong Pill, which is made of thirty-year-old ginseng. I bought three boxes in one go, enough for you to eat for three months.”

Xu Huaiqian could understand what he said before, until he proudly raised three fingers, Xu Huaiqian couldn’t help but cough: “…you bought so much, are you not afraid of being cheated? “

“No,” Chen Liejiu shook his head, “I didn’t find a small pharmacy, I found the largest and best Ji’an Medical Clinic in the city. Mishan County is just a small branch of it. They have medical clinics in all prefectures and cities of Changnan Province. If they dare to sell fake medicine, their reputation will be completely ruined.”

Xu Huaiqian raised his eyebrows: “So powerful?”

Jin Dynasty has thirteen provincial governors, each of which has dozens of prefectures and cities under its jurisdiction. Those who can open a chain of medical clinics in provinces must have a great background and will definitely not do anything to deceive people for thirty taels of silver.

Chen Liejiu raised his chin: “Of course.” Can he be deceived?

 Xu Huaiqian ignored his smug expression. His eyes fell on the medicine box containing three small blue and white porcelain bottles, and asked him: “You bought three boxes of medicine in one go, didn’t you ask him to give you something as a gift?”

Chen Liejiu, who was still smug, froze: “… a gift?”

Xu Huaiqian nodded: “For example, red dates and wolfberries.” These can be eaten at any time, can replenish the body, and can also be used as snacks.

Chen Liejiu looked puzzled: “Can I ask for a gift when buying medicine in a clinic?”

Xu Huaiqian: “…” Forget it.

 “What about the remaining money?” Xu Huaiqian remembered that he had given Chen Liejiu a total of thirty-six taels of silver. “You spent thirty taels on the medicine, what about the remaining six taels?”

“Here it is,” Chen Liejiu turned over the medicine boxes at the bottom. “In addition to the pills, I also bought you some bird’s nests. One nest costs one tael of silver. Six nests make a total of six taels. Not a cent left.”

Doctor Sun said that Xu Huaiqian needed to be well taken care of with ginseng and bird’s nests. He had bought ginseng and bird’s nests, which should allow Xu Huaiqian to have a few days of easy life.

 Xu Huaiqian lowered his eyes to look at the white bird’s nests in the medicine box, and asked with a slightly complicated mood: “Don’t you want to buy anything?”

“Yes,” Chen Liejiu touched his body and spread his hands, “I have no money.”

He was so frank that Xu Huaiqian’s complicated emotions disappeared. He smiled and said, “What do you want to buy? I’ll buy it for you.”

As he said that, he handed the red envelope of the money shop owner to Chen Liejiu. Chen Liejiu took it and looked at the five silver ingots. His eyes widened: “So many?”

He originally thought that it was just a method of repaying the money monthly, and shopkeeper Wu could give ten or twenty taels, which was already generous enough. He didn’t expect Xu Huaiqian to bring back so much at once.

This was beyond his expectation.

Facing Chen Liejiu’s surprised tone, Xu Huaiqian couldn’t help but curl his lips. He didn’t even look at who was coming?

 Since he has come to the bank, how can he not take advantage?

He not only told the shopkeeper about the flexible interest rate and short-term borrowing method with repayment at any time, but also briefly talked about the loan method and operating profit.

Yesterday, he saw that many villagers did not have no money, but they had no fixed assets. Most of them were agricultural and sideline products, and these agricultural and sideline products had time limits. Once the time limit was exceeded, they would be worthless.

Therefore, he thought that the bank could be flexible and change to regular loans and seasonal collections. The loan time is not limited, but the collection time is changed to what to collect according to the price of agricultural and sideline products in season.

Not only can it help farmers solve the problem of being unable to repay debts, but it can also allow the bank to quickly collect money.

Moreover, agricultural and sideline products may not be profitable. Farmers have no connections and small quantities, but do banks have no connections? They are more skilled than anyone else in opening banks. Even if they don’t make money, they will not lose money.

 This is a small profit but a lot of money, safe shorting. If we do a good job of operation and avoid risks, so that funds can be continuously circulated, and make careful calculations to make every penny of the bank turn money and make money, are you still afraid that the bank will not make money?

The shopkeeper deals with money every day, and he knows very well that what Xu Huaiqian said is to give their bank a way to make money. With Chen Liejiu’s recommendation, and Xu Huaiqian pretending to be sick to show weakness, how can he not sympathize with him and give him more money.

“Not only that,” after Chen Liejiu was surprised, Xu Huaiqian handed over the medicine box in his hand, “He also gave you a box of medicine.”

“What medicine?” Chen Liejiu opened it curiously and took a look. It was a box of dried white fungus.

It’s not a very expensive thing, but it’s not too cheap either.

Shopkeeper Wu was very thoughtful. He knew that Xu Huaiqian had a cough and sent white fungus to treat the cough. Chen Liejiu wanted to buy it, but he had no money.

 “That’s good, the medicine is ready.” Chen Liejiu closed the medicine box. A bright smile appeared on his face, and he admired Xu Huaiqian: “You are really awesome!”

He worked so hard and got injured all over his body to earn thirty-six taels of silver, six of which were earned by Xu Huaiqian. Xu Huaiqian easily earned fifty taels of silver just by talking, which was amazing.

Xu Huaiqian was so moved by his smile that he also smiled: “Now that we have money again, tell me, what else do you want to buy?” He was ready to spend money for his wife.

Chen Liejiu, who had just wanted to spend money to buy something, suddenly hesitated: “Why not spend it sparingly? We still have to buy medicine in the future.”

Fifty taels is indeed a lot. In the past, he could have lived a carefree life, but if it was divided into Xu Huaiqian’s medicine money, it would only be enough for five months. Add in bird’s nest, white fungus and other supplements, and it might only be enough for three or four months.

After calculating, the money was far from enough.

“Money should be spent as well as saved,” Xu Huaiqian didn’t like to hear this, “You can’t save money and not spend it.”

“Of course,” Xu Huaiqian said, looking at Chen Liejiu and added, “You can’t spend it recklessly.”

Then Xu Huaiqian, who said he couldn’t spend money recklessly, took his whole family into the rouge shop and asked the shopkeeper carefully if there was any cream for moisturizing the skin and hands.

 Watching Xu Huaiqian trying creams one by one under the recommendation of the rouge shop owner, the family, who were originally surprised and shocked that he could make so much money just by talking, all held their foreheads and showed indescribable expressions.

How much does he love beauty?

Xu Huaiqian didn’t hear their complaints. He spent eight wen on the recommendation of the shop owner and bought four boxes of facial creams that eliminate wrinkles and moisturize the skin. At the end, he bought a red hairband with intricate workmanship when he checked out.

After leaving the rouge shop, he gave a box of facial cream to each of the other three people in the family.

“You can just buy one box, why did you buy one for us too.” Chen Liejiu and Chen Xiaomei, who were holding the facial cream, didn’t understand his waste of money at all.

 “Everyone in a family should have a share,” Xu Huaiqian ignored them and said to Wang Wanwan, “I asked the shopkeeper, this facial cream can not only be used to wipe the face but also the hands. Girls should be more pretty.”

Wang Wanwan looked down at her hands, which were a little vicissitudes of life at a young age from running the family home. She tightened her hand holding the facial cream and looked up at Xu Huaiqian with tears in her eyes: “I…”

Xu Huaiqian smiled: “Tell second brother when it’s used up.”

Wang Wanwan was full of touching words to say, and she also wanted to say that she didn’t need it, and that second brother could keep it for himself.  But hearing Xu Huaiqian so relaxed and happy, all the words were stuck in her throat and she could only nod and said, “Thank you, second brother.”

Chen Liejiu still didn’t understand what was going on. He also blamed himself for not noticing the girl’s thoughts. He stuffed the box of facial cream in his hand to Wang Wanwan without thinking: “I’ll give you eldest brother’s too. One box for face and one box for hands. It’s not expensive. Don’t save it.”

Wang Wanwan smiled a little bit, not knowing whether to laugh or cry, “Thank you, eldest brother too.”

Chen Liejiu waved his hand.

Chen Xiaomei took the facial cream and looked at this, then that, and finally raised the facial cream to give to Wang Wanwan.

 Wang Wanwan tapped her nose: “Forget about yours. If you don’t learn now, you will only be a black girl in the future.”

Wang Wanwan’s words were purely to scare people. Although Chen Xiaomei was a little tough, she inherited the same white skin color as Chen Liejiu. With her round face and big eyes like black pearls, she looked lively and cute.

“Okay then.” Seeing that Wang Wanwan didn’t want it, Chen Xiaomei didn’t force it. She stuck to Xu Huaiqian all the way, not asking anyone to pull her.

Xu Huaiqian saw that she was following him all the time, and when he went to the grocery store to buy rice, flour, grain and oil, he also bought her a bag of maltose at eight wen per ounce.

 Chen Xiaomei held the five taels of maltose that Xu Huaiqian had packed for her, and shook her head to return the oil paper package to him: “I don’t want this.”

Xu Huaiqian asked her while confirming the items with the people in the grocery store: “What do you want?”

“I–” Chen Xiaomei opened her mouth and was about to say what she wanted, but Xu Huaiqian was called over by the grocery store staff to pay the bill. She had no choice but to swallow her words back, thinking that she would talk to him after he was done.

The shelled pure white rice cost five wen per liter, and ground flour cost eight wen per liter. Xu Huaiqian asked for five dou (1 dou = 10 litres) of each, mainly because he was afraid that it would grow worms if left for a long time, otherwise he could stock up more.

There is no rapeseed here, so there is no rapeseed oil. Ordinary people eat linseed oil and sesame oil.

Soybean oil is also available, but because the pressing process is not high and the oil yield is low, the price is extremely expensive, costing 160 wen per liter.

 This is much cheaper than 50 wen per liter of flax oil and 70 wen per liter of sesame oil.

But Xu Huaiqian still bought two liters. There was no other way. He couldn’t get used to dishes cooked with sesame oil. In his memory, sesame oil was a seasoning, and he didn’t know whether he had never eaten flax oil before or this body didn’t like it. Every time he ate dishes cooked with flax oil, he felt sick.

In addition to a bag of maltose bought for Chen Xiaomei, he also bought a pound of cane sugar at 10 wen per liang and two pounds of salt at 50 wen.

After spending all this, he spent 1,340 wen.

Xu Huaiqian insisted that 40 wen sounded unlucky and was unlucky for him, so he asked the store to give him a small change and give him two pounds of vinegar, otherwise he would not want all the things he bought.

The store saw that if he lost a big customer worth more than 1,000 wen because of these tens of wen, it would not be worth the loss, so he had no choice but to grit his teeth and agreed.

 Xu Huaiqian also happily said that he would come to take care of his business next time. The shopkeeper’s distressed face looked much better, and he reluctantly sent him out of the store.

After his operation, the whole family was dumbfounded. It turned out that they could buy things in this way?

“Learn it,” after leaving the grocery store, Xu Huaiqian patted Chen Xiaomei’s head, which was looking at him blankly with her chin up, “You can save a lot of money.”

“Just right,” Xu Huaiqian pinched the scattered copper coins given to him by the shopkeeper, “Use the remaining money to fulfill your eldest brother’s promise.”

– Eat delicious food and drink spicy drinks.

The three were very surprised. When they came to the city before, every time they had extra money, Chen Liejiu would take him to the Lai Ke Lou in the county town to order a table of small dishes and have a feast.

They thought Xu Huaiqian would do the same.

Finally, the family of four sat in front of a wonton shop with quite a lot of customers, each with a bowl of wonton in front of them.

Chen Liejiu sighed: “Is this what you call eating delicious food and drinking spicy drinks?”

“Of course,” Xu Huaiqian added a spoonful of the store’s secret recipe dogwood to his bowl, “Aren’t these wontons delicious to eat and spicy to drink?”

The three of them looked at each other, without saying a word, and silently ate the wontons in the bowl. Don’t mention it, although it doesn’t have the red meat fragrance of Lai Ke Lou, it has a thin skin and a large filling. Paired with the store’s secret recipe dogwood, it tastes different.

 “We saved a few dozen wen today,” Xu Huaiqian ate wontons without any toppings and began to make promises for them, “I can only treat you to these cheap wontons. When I can save a few hundred coins next time, I will treat you to Lai Ke Lou and have a good meal.”

Anyway, he didn’t know when he would come next time, and he may not be able to save a few hundred coins next time, so he’ll make promises first.

When he passed by, he took a look at the dishes in the restaurant. They were very expensive. The key point was that they were fried with the lowest grade linseed oil, which was not cost-effective.

Money should still be spent carefully. Spend what should be spent and don’t spend what shouldn’t be spent.

The author has something to say:

Jiujiu: I’ll just sting you to death!